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Know your credit score before you go to the bank or credit union to apply. Your score will affect your chances of getting the loan as well as lenders' willingness to back you. That's important as you think ahead to financing your day-to-day operations. Do you intend to let your customers pay by credit card. Is your bank willing to cover that risk.
When you're crafting your plan, remember these tips: Don't use long complicated sentences, unless you have to for meaning. Short sentences are fine, and they're easier to read. Avoid buzzwords, jargon and acronyms. You may know that NIH means "not invented here" and KISS stands for "keep it simple, stupid," but don't assume anybody else does. Use simple, straightforward language, like "use" instead of "utilize" and "then" instead of "at that point in time." Bullet points are good for lists. They help readers digest information more easily. Avoid "naked" bullet points. Flesh them out with brief explanations where explanations are needed. Unexplained bullet points can be frustrating.