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Once you register with the government, you'll need to introduce your business to the IRS. That involves acquiring an EIN (Employer Identification Number). This isn't a requirement for small businesses without any employees. It is helpful, however, and you can apply online for an EIN.
Know your credit score before you go to the bank or credit union to apply. Your score will affect your chances of getting the loan as well as lenders' willingness to back you. That's important as you think ahead to financing your day-to-day operations. Do you intend to let your customers pay by credit card. Is your bank willing to cover that risk.